Types of Coverage

At Summit Shield Insurance Solutions, we believe in empowering Ohio drivers with the knowledge to make informed decisions. Our comprehensive guide to coverage types defines the essential shields—including Liability, Uninsured Motorist, and Medical Payments—ensuring you understand how each component defends your financial future on the road.

Liability (BI/PD)

Ohio requires Bodily Injury and Property Damage liability. Higher liability limits reduce financial exposure.

Uninsured Motorist

Underinsured motorist coverage fills liability gaps. UM/UIM protects drivers from others’ inadequate insurance.

Medical Payments (PIP)

PIP may include medical and wage benefits. MedPay supplements health insurance after accidents.

Optional Endorsements

Endorsements address coverage gaps in standard policies. Customized coverage improves policy value.

Want more information?

Just send us a message and we will help you select the coverage that shields your future.