Terms & Conditions
Last Updated: February 3, 2026
Welcome to the Summit Shield Insurance Solutions website (“Summit Shield,” “we,” “our,” or “us”). By accessing or using this website, you agree to the following Terms & Conditions. These terms are intended to ensure clarity, transparency, and appropriate use of our content and services.
Website Purpose
This website is provided for informational and educational purposes only. Content on this site is designed to help visitors understand insurance products, coverage concepts, and services offered by Summit Shield Insurance Solutions.
Information on this website does not constitute a binding insurance offer, contract, or legal advice.
Insurance Coverage Disclaimer
Insurance coverage is subject to underwriting approval, carrier eligibility, policy terms, conditions, exclusions, and limitations. Coverage availability, pricing, and requirements may vary by carrier and by individual circumstances.
Quotes provided through this website or by communication with Summit Shield are estimates only and do not guarantee coverage or pricing.
No Guarantee of Coverage
Submitting information through this website does not bind coverage. Coverage becomes effective only after:
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A completed application is submitted
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Underwriting approval is granted by the insurance carrier
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Required documentation and payment are received
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A policy is formally issued by the carrier
Licensing and Service Area
Summit Shield Insurance Solutions is licensed to conduct insurance business in the state of Ohio. Information on this website is intended for Ohio residents and businesses unless otherwise stated.
We do not knowingly solicit or provide insurance services in states where we are not properly licensed.
Use of Website Content
All content on this website—including text, graphics, logos, articles, and educational materials—is the property of Summit Shield Insurance Solutions or its content partners and is protected by applicable copyright and intellectual property laws.
Content may not be copied, reproduced, distributed, or republished without prior written permission, except for personal, non-commercial use.
Accuracy of Information
We strive to ensure that information on this website is accurate and current. However, insurance laws, carrier rules, and coverage options change over time. Summit Shield makes no warranties regarding the completeness or accuracy of website content and assumes no liability for reliance on this information.
Visitors should contact us directly to confirm current coverage options and requirements.
Third-Party Links
This website may include links to third-party websites, including insurance carriers or informational resources. Summit Shield does not control or endorse the content, policies, or practices of third-party sites and is not responsible for their accuracy or availability.
Electronic Communications
By using this website or submitting information through it, you consent to receive communications from Summit Shield Insurance Solutions related to your inquiry or services. Communications may include email, phone calls, or text messages. Standard message and data rates may apply.
Limitation of Liability
To the fullest extent permitted by law, Summit Shield Insurance Solutions shall not be liable for any damages arising from the use or inability to use this website, including reliance on information provided herein.
This includes, without limitation, direct, indirect, incidental, or consequential damages.
Indemnification
You agree to indemnify and hold harmless Summit Shield Insurance Solutions from any claims, damages, or liabilities arising from misuse of this website or violation of these Terms & Conditions.
Changes to Terms
Summit Shield reserves the right to update or modify these Terms & Conditions at any time. Changes will be effective immediately upon posting and reflected by an updated effective date.
Governing Law
These Terms & Conditions are governed by the laws of the State of Ohio, without regard to conflict-of-law principles.
Contact Information
If you have questions regarding these Terms & Conditions, please contact:
Summit Shield Insurance Solutions
1626 Carolina Dr., Vandalia OH 45377
(937) 702-3327
Final Note
Our goal is to provide clarity, transparency, and responsible guidance. These Terms are part of our commitment to serving clients with integrity and professionalism.