Auto Insurance FAQ

Get immediate expert answers on Ohio auto insurance rates, ticket impacts, and how to choose the right deductible for your summit.

Is my car covered in Mexico?

Most U.S. auto policies do not cover driving in Mexico. A separate Mexican auto insurance policy is usually required before crossing the border.

What is the impact on my insurance if I get a ticket?

Tickets can increase insurance rates, especially for serious violations. The impact depends on severity, frequency, and your overall driving history.

What are named driver exclusions?

A named driver exclusion removes coverage for a specific person. If that driver causes an accident, the policy provides no coverage for damages or injuries.

What is the difference between No-Fault and Tort?

No-fault systems pay injuries through each driver’s own insurance. Ohio follows a tort system, meaning the at-fault driver’s insurance pays injury claims.

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