Mobile/Manufactured Homes

We provide specialized insurance for mobile and manufactured homes in Ohio, addressing unique structural and transit risks. Summit Shield Insurance Solutions offers tailored coverage options for owner-occupied or seasonal manufactured units.

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Mobile and Manufactured Home Structure Types: What Ohio Homeowners Need to Know

Homes built after 1976 meet HUD standards and offer broader coverage. Foundation type plays a major role in insurance eligibility.

Unique Risk Profiles of Mobile and Manufactured Homes in Ohio

• Ohio weather patterns influence mobile home insurance needs. Proper anchoring and upgrades reduce insurance risk.

Special Endorsements for Mobile and Manufactured Home Insurance

Wind and water coverage are common mobile home add-ons. Special endorsements prevent costly coverage gaps.

Seasonal Use Coverage for Mobile and Manufactured Homes in Ohio

Vacancy increases risk and affects claim eligibility. Proper seasonal coverage prevents unexpected claim denials.