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Personal Umbrella

Our personal umbrella insurance offers an extra layer of liability protection above your standard Ohio home and auto limits. Summit Shield recommends these policies to safeguard your assets against catastrophic legal claims.

Couple Dancing Outdoors

When Liability Limits Aren’t Enough: Why Personal Umbrella Insurance Matters

High-asset households face increased liability exposure. Excess liability coverage shields long-term financial security.

Real-World Umbrella Insurance Scenarios: How One Policy Can Prevent Financial Ruin

Auto accidents are a common trigger for umbrella coverage. Real-world scenarios show why excess liability matters.

How Personal Umbrella Insurance Integrates with Your Existing Policies

Underlying coverage limits must meet umbrella requirements. Policy integration prevents liability gaps.

The Cost of Excess Liability: Why Umbrella Insurance Is Surprisingly Affordable

  Excess liability coverage provides exceptional value. Protecting assets doesn’t have to be expensive.

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